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Hua Hin, 77110

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Frequently Asked Questions | Hua Hin Property Agent

Here at Hua Hin Property, over the years we have been in business, we have been asked many questions about the process of buying property in Thailand.

We also know that buying property in another country can potentially be a very stressful process. Therefore, it is important to source a trusted real estate agent and a trusted legal advisor.

When you have both, you will end up making the right decision and the entire process should run smoothly.

Please take a look at the following FAQ’s. The more informed you are, the better equipped you will be when beginning the process of investing in your dream home in Hua Hin, Thailand.

Is it possible to legally buy a house in Thailand as a foreigner?

Yes, it is.

It is 100% legally possible to buy and own houses and swimming pool villas in Thailand in your own name as a foreigner. You will have full ownership forever. You will sign a house purchase contract giving you the house 100% freehold in your name. You will then sign your lease agreement giving you uncontested rights over your land the house sits on. Your full name will also be written on the back of the land title.

Is it possible to legally lease land safely in Thailand as a foreigner?

Yes, it is.

You can 100% legally and safely register land leases via 30-year renewable leases at the Thai government Land Office. The land leases are 100% safe and also flexible. Lease contracts include for example, clauses such as heirs of succession clauses. Therefore, the leases are assignable to sons, daughters, friends etc.

Also, importantly, leases in Thailand do not ’run down’ or depreciate. If you buy a pool villa in Thailand and decide to sell it after 5 years, the new buyer will get a new 30-year lease.

Is it possible to legally own land in Thailand as a foreigner?

In general, it is not possible. Foreigners cannot buy and own land in their own name in Thailand.

Is it possible to legally buy a condominium as a foreigner?

Yes, it is.

You can legally buy condominium apartments 100% in your own name in Thailand.

This type of property purchase is the most straightforward in Thailand.

Is it possible for me to rent out my pool villa or condo while not using it?

Yes, it is.

You are completely free to rent out your property for as long as you like and as often as you like. There is a shortage of pool villas for short, mid and long-term rentals. The shortage has been ongoing for many years. Therefore, the pool villa rental market is an excellent way to make passive income from your investment while you are not using it yourself.

Hua Hin Property can help all our clients to rent out their properties.

How long does it take, for example, to build a brand new off-plan swimming pool villa in Hua Hin?

It takes approximately 7 to 12 months to build a brand new swimming pool villa in Hua Hin. This can vary slightly on factors like for example, the rainy season and if you decide to make lots of changes to the house design. Some of the more established developers will allow you to delay the build by paying a small deposit and then paying a 10% down payment on signing contracts. Then, you agree to a delayed build time. This is an ideal option for clients who have, for example, some funds tied up in savings plans.

The construction of the pool villa is paid for in instalments. The payments are proportionately spread over the build time.

How much is the reservation deposit to reserve an off-plan swimming pool villa?

A fully refundable 200,000 THB reservation deposit is the standard deposit required to officially reserve a property from the marketplace. Hua Hin Property hold your reservation deposit until your appointed legal adviser has executed full due diligence. If your legal adviser finds any reasons to not go ahead with the purchase, Property For Sale Hua Hin will refund your 200,000THB deposit in full, no questions. This refund is our standard company policy. Of course, if your legal adviser executes full due diligence and no problems are found, the deposit is then transferred to the developer or seller.

What are the advantages and disadvantages of buying off-plan?

Some of the main advantages of buying off-plan are that you can choose your land plot; you can make modifications to the house and swimming pool layout; you can choose your own kitchen, bathrooms and floor tiles and furniture packages. Of course, the property will be brand new and come with warranties and guarantees too. The main disadvantage is that you have to wait for your pool villa to be completed. You may also be subject to some construction noise and dust while the development completes.

Is buying an off-plan swimming pool in a development safe – and how do I know the development will complete?

In Hua Hin, there are some excellent developers that sell out their developments in record time. They have been constructing for over 14 years in Hua Hin and have completed many developments. One developer is already building his 9th development. There are, however, some developments that have gone bankrupt while some developments have been under construction for many years and still show no signs of completing.

This is why employing a professional local legal advisor and combining that safety measure by consulting a reliable and transparent real estate company is so important. Forewarned is forearmed and reduces risk.

Should I employ a local legal advisor?


Professional local independent legal advisors reduce risk. Our company policy strictly recommends that all our clients seek out the advice of local independent legal advisors. Your appointed legal advisor will execute full due diligence for you.

Due diligence should be executed before the signing of any contracts. Your legal advisor will make sure that for example, the seller is the real owner of the property; check to see if there are any debts, mortgages or encumbrances on the land; draw up contracts; review existing contracts; execute powers of attorney; and liaise with the government Land Department. The legal advisor will also organize the transfer and ownership of the property. They also organize usufructs and rights of servitude.

What is a chanote title?

A chanote title is simply the land title. There are different types of chanote with full chanote being the top tier land title. Nor sor sam gor is also recognized as a very safe land title. Thai banks will lend mortgages on both these types of land title.

Is it possible to borrow money from banks in Thailand?

In general, it is not easy to borrow money from banks in Thailand if you are a foreigner. You can however be a guarantor for a Thai person. The good news though, is that some of the larger developers will offer finance. They prefer to lend maximum 50% of the total sales price for off-plan pool villas, usually requesting a 50% down payment. Property for sale Hua Hin have a good relationship with some of the developers and are able to arrange finance with competitive interest rates.

Budgeting: apart from the cost of the sales price, what other costs are involved in buying property?

Apart from the cost of your house, pool villa or condo, you need to budget for the following:

A legal advisor – from 49,000 THB to 69,000 THB

Transfer fees and taxes – budget for approx. 3% of the price of your chosen property. Transfer fees and taxes are usually shared between buyer and seller

Furniture is usually included if buying re-sale property but can be negotiated

Furniture packages are usually included when buying new off-plan pool villas

What about monthly running costs after I have bought my property?

These depend on the development chosen and is something you should always check before purchasing. If you aren’t able to live permanently here or have plans to rent out the property then a gated, secure and well managed development is a must. If you are purely investing for a strong return on investment then the fully managed projects will return the better yields. If you just want to live alone and spend most of the year here then a less managed or single land plot can work well however reselling can be difficult.

What are the advantages and disadvantages of buying a pool villa on a gated development?

Some of the main advantages are that the environment is always clean and safe and secure. It is much easier to sell your property again in the future if it is on a development as opposed to a stand-alone house. It is much easier to rent out your property for a passive income. The development is always immaculately kept. And, you will not be kept awake all night by soi dogs running around barking and knocking over rubbish bins looking for food and ripping plastic bags to pieces!

Some of the main disadvantages are that of course you are tied to a monthly maintenance fee. However, some developers will let their residents maintain their own swimming pools and gardens.

Can you help me with opening a bank account; organizing a visa; organizing insurance etc.?


We will walk you through the complete process of opening bank accounts, organizing visas, personal health insurance, home insurance, car insurance etc. We can even advise on the best places to eat, the best places to play sport, play golf and which shopping malls have the best deals!

Select one of the frequently asked questions below to learn more about buying, selling, and renting real estate. Also, begin to think about important things to consider when diving into your real estate search.